/
Centers for Medicare & Medicaid Services
Enrollment Period
Open enrollment
Established
1997
CHIP provides low-cost or free health coverage to children in families that earn too much to qualify for Medicaid but cannot afford private insurance, with income eligibility typically ranging from 200% to 300% or higher of the Federal Poverty Level depending on the state. Coverage includes routine check-ups, immunizations, doctor and dental visits, hospital care, lab and X-ray services, and prescription drugs. In some states, CHIP also covers pregnant women and parents of eligible children.
CHIP covers children whose families earn too much for Medicaid but can't afford private insurance.
People Helped
7.2 million children
enrolled
Annual Federal Budget
$27 billion
Average Benefit
Low-cost or free comprehensive health coverage for children
Where Available
All 50 states, DC, and US territories
Answer each question — we'll show you exactly what applies to your situation.
Are you an uninsured child under 19 years old?
What is your household income?
This program requires income at or below 200% of the Federal Poverty Level — that's the government's measure of what it costs to meet basic needs. Select your household size to see your exact dollar limit.
Count everyone who lives and eats with you — yourself, spouse/partner, children, and any dependents. Count a pregnant woman as 2.
Are you a US citizen or qualifying non-citizen?
Do you not be eligible for or covered by employer-sponsored health insurance?
Do you currently live in the state where you're applying?