See details for your state

U.S. Department of Housing and Urban Development

HUD Housing Counseling Assistance

BenefitHousing AssistanceRecurringRolling

What it may cover

Varies

Enrollment

Open enrollment

Where available

Check locally

What you get

HUD's Housing Counseling Program funds a national network of approved nonprofit agencies to provide free or low-cost counseling on buying a home, renting, avoiding foreclosure, resolving homelessness, and improving financial literacy. Counselors help individuals understand their rights, navigate housing options, and develop sustainable household budgets. Services are available in multiple languages and are open to people of all income levels.

Help with rent, housing costs, or finding stable housing through a local housing agency or approved provider.

Ask about priority lists if you are homeless, fleeing violence, disabled, elderly, or caring for children.

Do you qualify?

Check what applies to you. Your answers are saved on this device so you can come back later.

0/1 confirmed

Services accessible to non-English speakers through multilingual counselors?

What to bring

If you do not have one of these, apply anyway and ask what substitutes are accepted.

1No standard documents required to begin counseling
2Financial documents (pay stubs, bank statements, mortgage statements) may be requested depending on the type of counseling needed

How to apply

Processing time varies by location and program funding.

1Find the right local officeUse your ZIP code to confirm the public housing agency that handles HUD Housing Counseling Assistance.
2Apply online, by phone, or in personUse the official application path and keep a copy of anything you submit.
3Complete the interview or verificationMany benefits require a short call, appointment, or document check.
4Watch for a decisionKeep mail, email, and phone open so you do not miss follow-up requests.

Find local help

Your ZIP helps you confirm the right local office and state-specific rules.

You may also qualify for

Other programs in the same category that often go hand-in-hand.

U.S. Department of the Treasury

Emergency Rental Assistance Program

U.S. Department of Housing and Urban Development

Good Neighbor Next Door

U.S. Department of Housing and Urban Development

HOPWA — Housing Opportunities for Persons With AIDS

See details for your state

U.S. Department of Housing and Urban Development

HUD Housing Counseling Assistance

BenefitHousing AssistanceRecurringRolling

What it may cover

Varies

Enrollment

Open enrollment

Where available

Check locally

What you get

Help with rent, housing costs, or finding stable housing through a local housing agency or approved provider.

Ask about priority lists if you are homeless, fleeing violence, disabled, elderly, or caring for children.

Do you qualify?

Check what applies to you. Your answers are saved on this device so you can come back later.

0/1 confirmed

Services accessible to non-English speakers through multilingual counselors?

What to bring

If you do not have one of these, apply anyway and ask what substitutes are accepted.

1No standard documents required to begin counseling
2Financial documents (pay stubs, bank statements, mortgage statements) may be requested depending on the type of counseling needed

How to apply

Processing time varies by location and program funding.

1Find the right local officeUse your ZIP code to confirm the public housing agency that handles HUD Housing Counseling Assistance.
2Apply online, by phone, or in personUse the official application path and keep a copy of anything you submit.
3Complete the interview or verificationMany benefits require a short call, appointment, or document check.
4Watch for a decisionKeep mail, email, and phone open so you do not miss follow-up requests.

Find local help

Your ZIP helps you confirm the right local office and state-specific rules.

You may also qualify for

Other programs in the same category that often go hand-in-hand.

U.S. Department of the Treasury

Emergency Rental Assistance Program

U.S. Department of Housing and Urban Development

Good Neighbor Next Door

U.S. Department of Housing and Urban Development

HOPWA — Housing Opportunities for Persons With AIDS