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NeighborWorks America
Max Benefit
$10K
Enrollment Period
Open enrollment
NeighborWorks America and its network of nearly 250 local nonprofit organizations provide down payment assistance, closing cost assistance, and homebuyer education for low- and moderate-income first-time homebuyers. Programs vary by location but typically help buyers purchase homes in targeted neighborhoods and communities across the U.S.
Answer each question — we'll show you exactly what applies to your situation.
Are you a first-time homebuyer or not have owned a home in the past 3 years?
What is your household income?
This program uses Area Median Income (AMI) — the middle income for your local area — as its benchmark. Your limit is 120% of your area's AMI, which varies by location. Select your state and area to see your exact limit.
Do you complete a HUD-approved homebuyer education course?
Are you purchasing a primary residence in an eligible area served by a NeighborWorks affiliate?
Do you meet minimum credit score requirements set by participating lender?
Do you contribute a minimum personal down payment?