U.S. Department of Education
What it may cover
Varies
Enrollment
Open enrollment
Where available
Check locally
What you get
Public Service Loan Forgiveness (PSLF) forgives the remaining balance on federal Direct Loans for borrowers who have made 120 qualifying monthly payments while working full-time for a qualifying employer — federal, state, local, or tribal government organizations or eligible 501(c)(3) nonprofit organizations. Borrowers must be enrolled in an income-driven repayment plan and must submit annual Employment Certification Forms to track progress toward the 120-payment threshold. After 120 qualifying payments (10 years of full-time public service), the remaining balance is forgiven tax-free.
Help paying for school, training, meals, or education-related services.
Check what applies to you. Your answers are saved on this device so you can come back later.
If you do not have one of these, apply anyway and ask what substitutes are accepted.
Processing time varies by location and program funding.
Your ZIP helps you confirm the right local office and state-specific rules.
Other programs in the same category that often go hand-in-hand.