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USDA Rural Development
Max Benefit
$10K
Enrollment Period
Open enrollment
The Section 504 Home Repair Grant helps very low-income rural homeowners aged 62 and older remove health and safety hazards or make accessibility modifications to their homes. Grants up to $10,000 cover repairs such as roof replacement, heating system fixes, plumbing, electrical upgrades, and disability-related modifications. Recipients must own and occupy the property and be unable to afford a repair loan.
Answer each question — we'll show you exactly what applies to your situation.
Do you own and occupy the home as primary residence?
Do you live in a rural area?
What is your household income?
This program uses Area Median Income (AMI) — the middle income for your local area — as its benchmark. Your limit is 50% of your area's AMI, which varies by location. Select your state and area to see your exact limit.
Are you unable to obtain affordable credit elsewhere?
Do you have a documented disability?
Are you 62 years of age or older?