See details for your state

USDA Rural Development

USDA Single Family Housing Repair Grant

BenefitHousing AssistanceRecurringRolling

What it may cover

$10K

Enrollment

Open enrollment

Where available

Check locally

What you get

The Section 504 Home Repair Grant helps very low-income rural homeowners aged 62 and older remove health and safety hazards or make accessibility modifications to their homes. Grants up to $10,000 cover repairs such as roof replacement, heating system fixes, plumbing, electrical upgrades, and disability-related modifications. Recipients must own and occupy the property and be unable to afford a repair loan.

Help with rent, housing costs, or finding stable housing through a local housing agency or approved provider.

Ask about priority lists if you are homeless, fleeing violence, disabled, elderly, or caring for children.

Do you qualify?

Check what applies to you. Your answers are saved on this device so you can come back later.

0/6 confirmed

Do you own and occupy the home as primary residence?
Is the property located in a rural area eligible for USDA Rural Development programs?
Income must be at or below 50% of the Area Median Income for the area for Section 504 grants?
Are you unable to obtain affordable credit elsewhere?
Property must need repairs to remove health or safety hazards or to make the home accessible for people with disabilities?
Grant component: applicant must be 62 or older and unable to repay a loan?

What to bring

If you do not have one of these, apply anyway and ask what substitutes are accepted.

1USDA Rural Development application (Form RD 410-4, Uniform Residential Loan Application) at your local USDA Rural Development office
2Proof of ownership: deed or land contract
3Most recent 2 years of federal tax returns and current income documentation (pay stubs, Social Security award letters)
4Proof of age for grant applicants (birth certificate or government ID)
5USDA Rural Development eligibility map confirmation of property location (eligibility.sc.egov.usda.gov)
6List of needed repairs with cost estimates from a licensed contractor

How to apply

Processing time varies by location and program funding.

1Find the right local officeUse your ZIP code to confirm the public housing agency that handles USDA Single Family Housing Repair Grant.
2Apply online, by phone, or in personUse the official application path and keep a copy of anything you submit.
3Complete the interview or verificationMany benefits require a short call, appointment, or document check.
4Watch for a decisionKeep mail, email, and phone open so you do not miss follow-up requests.

Find local help

Your ZIP helps you confirm the right local office and state-specific rules.

You may also qualify for

Other programs in the same category that often go hand-in-hand.

U.S. Department of the Treasury

Emergency Rental Assistance Program

U.S. Department of Housing and Urban Development

Good Neighbor Next Door

U.S. Department of Housing and Urban Development

HOPWA — Housing Opportunities for Persons With AIDS

See details for your state

USDA Rural Development

USDA Single Family Housing Repair Grant

BenefitHousing AssistanceRecurringRolling

What it may cover

$10K

Enrollment

Open enrollment

Where available

Check locally

What you get

Help with rent, housing costs, or finding stable housing through a local housing agency or approved provider.

Ask about priority lists if you are homeless, fleeing violence, disabled, elderly, or caring for children.

Do you qualify?

Check what applies to you. Your answers are saved on this device so you can come back later.

0/6 confirmed

Do you own and occupy the home as primary residence?
Is the property located in a rural area eligible for USDA Rural Development programs?
Income must be at or below 50% of the Area Median Income for the area for Section 504 grants?
Are you unable to obtain affordable credit elsewhere?
Property must need repairs to remove health or safety hazards or to make the home accessible for people with disabilities?
Grant component: applicant must be 62 or older and unable to repay a loan?

What to bring

If you do not have one of these, apply anyway and ask what substitutes are accepted.

1USDA Rural Development application (Form RD 410-4, Uniform Residential Loan Application) at your local USDA Rural Development office
2Proof of ownership: deed or land contract
3Most recent 2 years of federal tax returns and current income documentation (pay stubs, Social Security award letters)
4Proof of age for grant applicants (birth certificate or government ID)
5USDA Rural Development eligibility map confirmation of property location (eligibility.sc.egov.usda.gov)
6List of needed repairs with cost estimates from a licensed contractor

How to apply

Processing time varies by location and program funding.

1Find the right local officeUse your ZIP code to confirm the public housing agency that handles USDA Single Family Housing Repair Grant.
2Apply online, by phone, or in personUse the official application path and keep a copy of anything you submit.
3Complete the interview or verificationMany benefits require a short call, appointment, or document check.
4Watch for a decisionKeep mail, email, and phone open so you do not miss follow-up requests.

Find local help

Your ZIP helps you confirm the right local office and state-specific rules.

You may also qualify for

Other programs in the same category that often go hand-in-hand.

U.S. Department of the Treasury

Emergency Rental Assistance Program

U.S. Department of Housing and Urban Development

Good Neighbor Next Door

U.S. Department of Housing and Urban Development

HOPWA — Housing Opportunities for Persons With AIDS