GrantWay
All ProgramsGrantsBenefitsQuizDashboardAbout
GrantWay

Helping people and organizations discover grants and benefits they actually qualify for.

Explore

  • All Programs
  • Grants
  • Benefits
  • Eligibility Quiz

Account

  • Sign In
  • Dashboard
  • Profile

Legal

  • Privacy Policy
  • Terms of Use
  • Premium Plan Terms
  • Contact

© 2026 GrantWay. Built to help people find funding. GrantWay is an independent service and is not affiliated with, endorsed by, or operated by any government agency.

Information is for reference only. Always verify eligibility, deadlines, required documents, and application instructions with the official program source before applying. Support: support@grantway.org

GrantWay
All ProgramsGrantsBenefitsQuizDashboardAbout
/


GrantWay
All ProgramsGrantsBenefitsQuizDashboardAbout
All benefitsHousing AssistanceUSDA Single Family Housing Direct Loan Program (Section 502)
See details for your state
or

USDA Rural Development

USDA Single Family Housing Direct Loan Program (Section 502)

BenefitHousing AssistanceRecurringRolling

What it may cover

$500K

Enrollment

Open enrollment

Where available

Check locally

What you get

This program assists low- and very-low-income applicants in obtaining decent, safe, and sanitary housing in eligible rural areas by providing payment assistance to reduce the applicant's repayment obligation. Payment assistance is a type of subsidy that reduces the mortgage payment temporarily for a period of time. The amount of assistance is determined by the adjusted family income.

Help with rent, housing costs, or finding stable housing through a local housing agency or approved provider.

Ask about priority lists if you are homeless, fleeing violence, disabled, elderly, or caring for children.

Do you qualify?

Check what applies to you. Your answers are saved on this device so you can come back later.

0/7 confirmed
  • Household income requirement

    This program has income limits. Tell us your household size and income so we can check for you.

    How many people are in your household?

    Count everyone who lives and eats with you — yourself, partner, children, and dependents.

What to bring

If you do not have one of these, apply anyway and ask what substitutes are accepted.

  • 1Form RD 410-4 (Uniform Residential Loan Application — available at your local USDA Rural Development office)
  • 2Proof of income: past 2 years W-2s, federal tax returns (Form 1040), and recent pay stubs for all household members
  • 3Government-issued photo ID and Social Security cards for all borrowers
  • 4Authorization to release credit information (Form RD 3550-1)
  • 5Verification of employment (VOE) or employer letter
  • 6Property appraisal by USDA-approved appraiser (arranged by USDA office)
  • 7Purchase contract or agreement of sale

How to apply

Most applications take about 60 days to process after submission.

  1. 1Find the right local officeUse your ZIP code to confirm the public housing agency that handles USDA Single Family Housing Direct Loan Program (Section 502).
  2. 2Apply online, by phone, or in personUse the official application path and keep a copy of anything you submit.
  3. 3Complete the interview or verificationMany benefits require a short call, appointment, or document check.
  4. 4Watch for a decisionKeep mail, email, and phone open so you do not miss follow-up requests.
Find local help

Your ZIP helps you confirm the right local office and state-specific rules.

You may also qualify for

Other programs in the same category that often go hand-in-hand.

U.S. Department of the Treasury

Emergency Rental Assistance Program

U.S. Department of Housing and Urban Development

Good Neighbor Next Door

U.S. Department of Housing and Urban Development

HOPWA — Housing Opportunities for Persons With AIDS

Key details

Status
Rolling
Max benefit
$500K
Type
Housing Assistance
Enrollment
Open enrollment
Administered by
USDA Rural Development

Opens rd.usda.gov

Official Source

GrantWay helps you prepare. The agency or local office decides eligibility and benefit amounts.