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U.S. Department of Agriculture
Enrollment Period
Open enrollment
USDA's Section 515 Rural Rental Housing program finances the construction, acquisition, and rehabilitation of affordable rental housing in rural communities for low- and moderate-income families, elderly residents, and persons with disabilities. Loans carry below-market interest rates of as low as 1%, significantly reducing rents for tenants who may also receive Section 8 assistance to lower their out-of-pocket costs further. Housing must be located in a rural area with a population of 35,000 or fewer.
Answer each question — we'll show you exactly what applies to your situation.
What is your household income?
This program uses Area Median Income (AMI) — the middle income for your local area — as its benchmark. Your limit is 80% of your area's AMI, which varies by location. Select your state and area to see your exact limit.
Are you a US citizen or qualifying non-citizen?
Do you not have access to other safe and sanitary housing?
Are you able to pay rent?
Are you a US resident?