Government assistance programs — housing, food, healthcare, and more. 87 programs available.
Showing 30 programs
U.S. Department of the Treasury / State ABLE Programs
ABLE (Achieving a Better Life Experience) accounts are tax-advantaged savings accounts that allow individuals with qualifying disabilities to save money without losing eligibility for federal means-tested benefits such as SSI and Medicaid, up to a $100,000 balance. Annual contributions up to the gift tax exclusion ($18,000 in 2024) can come from the account owner, family, and friends; withdrawals for qualified disability expenses (housing, education, transportation, health) are tax-free. Starting January 1, 2026, the age-of-onset limit expands from before age 26 to before age 46.
Administration for Community Living, U.S. Department of Health and Human Services
The Assistive Technology Act funds a program in every state and territory to increase access to assistive technology (AT) devices and services for individuals with disabilities of all ages and disability types. State AT programs offer device demonstration centers, short-term device loan programs, device reutilization programs that redistribute pre-owned equipment at little or no cost, and alternative financing programs with low-interest loans to help people purchase AT. No single application or income threshold applies nationally — services vary by state program.
U.S. Department of Education
CCAMPIS supports low-income student parents in postsecondary education by funding campus-based child care subsidies and services at participating colleges and universities. Institutions use CCAMPIS grants to reduce out-of-pocket child care costs for Pell Grant-eligible students, helping them remain enrolled and complete their degrees. Available services vary by institution and may include subsidized on-campus child care, partnerships with community providers, or child care resource and referral support.
Internal Revenue Service, U.S. Department of the Treasury
The Child and Dependent Care Tax Credit (CDCTC) is a federal tax credit for working taxpayers who pay for the care of a child under 13 or a disabled dependent so they can work or look for work. The credit equals 20–35% of qualifying care expenses up to $3,000 for one qualifying person or $6,000 for two or more, with the percentage decreasing as adjusted gross income rises. Qualifying expenses include payments to day care centers, after-school programs, babysitters, and summer day camps.
U.S. Department of Health and Human Services
CCDF provides childcare subsidies to low-income working families to help cover the cost of quality care for children up to age 13, or up to age 19 for children with special needs. Families typically pay an income-based copayment while the subsidy covers the balance. Parents must be working, in school, or in job training.
U.S. Department of Defense
The DoD Child Care Fee Assistance program subsidizes off-installation child care costs for active duty service members when space at on-base child development centers is unavailable. Subsidies reduce the cost of licensed civilian child care for dependent children from birth through age 12, with the level of assistance based on total family income. The program is administered by the National Association of Child Care Resource and Referral Agencies (NACCRRA) under contract with DoD.
U.S. Department of Energy
The Weatherization Assistance Program (WAP) reduces energy costs for low-income households by increasing the energy efficiency of their homes, while ensuring their health and safety. Funded through the DOE, WAP provides services to approximately 35,000 homes per year. Services include insulation, air sealing, HVAC system upgrades, and health and safety improvements.
U.S. Department of Health and Human Services
Early Head Start provides comprehensive child development services — including health, nutrition, and social-emotional development — for low-income pregnant women, infants, and toddlers under age 3. Like Head Start, it is delivered by local grantee organizations including community action agencies, nonprofits, and school districts through both center-based and home visiting models. The program serves approximately 150,000 children and families annually and supports continuous care into Head Start at age 3.
U.S. Department of Energy / State Energy Offices
Free or low-cost home energy audits for low-income households are delivered through the Weatherization Assistance Program (WAP), LIHEAP Energy Crisis funding, and state and utility energy efficiency programs. A home energy audit identifies air leaks, insulation deficiencies, inefficient appliances, and heating and cooling problems — providing a prioritized list of improvements that can be addressed through weatherization and retrofit programs. Audit results are used to qualify homes for free energy efficiency upgrades under WAP and other assistance programs.
U.S. Department of Education
Even Start Family Literacy was a federally-funded program that integrated early childhood education, adult literacy, parenting skills, and interactive parent-child learning activities for low-income families with young children. Federal funding ended in 2011, but many states and localities continue similar integrated family literacy programs using state funds, TANF, Title I, and Adult Education dollars. Families seeking these combined services today should contact their local school district, community action agency, or Head Start program for available family literacy support.
U.S. Department of Health and Human Services
Head Start provides comprehensive early childhood education, health screening, nutrition, and family engagement services to children from birth to age five from low-income families at no cost. The program builds the social, emotional, and cognitive foundations children need to succeed in school and life. Enrollment prioritizes families with incomes at or below the federal poverty level.
U.S. Department of Housing and Urban Development
The Green and Resilient Retrofit Program (GRRP) provides grants and loans to owners of HUD-assisted multifamily housing to make energy efficiency improvements and climate resilience upgrades that benefit residents in affordable apartment communities. Funded improvements may include HVAC upgrades, insulation, roofing, solar installations, and infrastructure hardening against extreme weather events. Low-income residents in participating HUD-assisted buildings benefit directly through reduced utility costs and improved living conditions without bearing the upfront investment cost.
Administration for Community Living, U.S. Department of Health and Human Services
Centers for Independent Living (CILs) are consumer-controlled, community-based nonprofit organizations providing services and advocacy that help people with any type of significant disability live independently. The four core services are information and referral, independent living skills training, peer counseling, and individual and systems advocacy. With over 400 CILs nationwide, additional services often include benefits counseling, transition assistance from institutions or nursing homes, housing support, employment help, and assistive technology guidance.
U.S. Department of Energy
The High-Efficiency Electric Home Rebate Act (HEEHRA) provides point-of-sale rebates for low- and moderate-income households to electrify their homes. Rebates cover heat pumps, heat pump water heaters, electric stoves, clothes dryers, insulation, weatherization, and electrical panel upgrades. Income-qualified households can receive up to $14,000 in rebates.
U.S. Department of Energy
The HOMES (Home Owner Managing Energy Savings) Rebate Program provides rebates to homeowners who make whole-home energy efficiency upgrades. The rebate amount is based on modeled or measured energy savings and household income. Low- and moderate-income households can receive higher rebate amounts. Rebates are administered through state energy offices.