Centers for Medicare & Medicaid Services / State Medicaid Agencies
What it may cover
Varies
Enrollment
Open enrollment
Where available
Check locally
What you get
Medicare Savings Programs (MSPs) are state Medicaid programs that help low-income Medicare beneficiaries pay for Medicare premiums, deductibles, coinsurance, and copays. The four MSP levels — Qualified Medicare Beneficiary (QMB), Specified Low-Income Medicare Beneficiary (SLMB), Qualifying Individual (QI), and Qualified Disabled Working Individual (QDWI) — each cover different Medicare cost-sharing based on income. QMB participants may not be billed by Medicare providers for cost-sharing, even if the provider doesn't accept Medicaid.
Help paying for healthcare, prescriptions, coverage, or care services through a public program or approved provider.
Check what applies to you. Your answers are saved on this device so you can come back later.
Must meet state-specific income and resource limits (generally between 100% and 135% of Federal Poverty Level depending on MSP level)
This program requires income at or below 135% of the Federal Poverty Level. Select your household size to see your exact dollar limit.
How many people are in your household?
Count everyone who lives and eats with you — yourself, partner, children, and dependents.
QMB: income at or below 100% FPL; SLMB: 100%–120% FPL; QI: 120%–135% FPL
This program requires income at or below 100% of the Federal Poverty Level. Select your household size to see your exact dollar limit.
How many people are in your household?
Count everyone who lives and eats with you — yourself, partner, children, and dependents.
If you do not have one of these, apply anyway and ask what substitutes are accepted.
Processing time varies by location and program funding.
Your ZIP helps you confirm the right local office and state-specific rules.
Other programs in the same category that often go hand-in-hand.