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Centers for Medicare & Medicaid Services / State Medicaid Agencies
Enrollment Period
Open enrollment
Medicare Savings Programs (MSPs) are state Medicaid programs that help low-income Medicare beneficiaries pay for Medicare premiums, deductibles, coinsurance, and copays. The four MSP levels — Qualified Medicare Beneficiary (QMB), Specified Low-Income Medicare Beneficiary (SLMB), Qualifying Individual (QI), and Qualified Disabled Working Individual (QDWI) — each cover different Medicare cost-sharing based on income. QMB participants may not be billed by Medicare providers for cost-sharing, even if the provider doesn't accept Medicaid.
Answer each question — we'll show you exactly what applies to your situation.
Are you (or your child) enrolled in a participating program or school?
What is your household income?
This program requires income at or below 135% of the Federal Poverty Level — that's the government's measure of what it costs to meet basic needs. Select your household size to see your exact dollar limit.
Count everyone who lives and eats with you — yourself, spouse/partner, children, and any dependents. Count a pregnant woman as 2.
Do you meet the resource limits for this program?
Do you currently live in the state where you're applying?