Government assistance programs — housing, food, healthcare, and more. 87 programs available.
Showing 44 programs
U.S. Department of the Treasury / State ABLE Programs
ABLE (Achieving a Better Life Experience) accounts are tax-advantaged savings accounts that allow individuals with qualifying disabilities to save money without losing eligibility for federal means-tested benefits such as SSI and Medicaid, up to a $100,000 balance. Annual contributions up to the gift tax exclusion ($18,000 in 2024) can come from the account owner, family, and friends; withdrawals for qualified disability expenses (housing, education, transportation, health) are tax-free. Starting January 1, 2026, the age-of-onset limit expands from before age 26 to before age 46.
Administration for Community Living, U.S. Department of Health and Human Services
The Assistive Technology Act funds a program in every state and territory to increase access to assistive technology (AT) devices and services for individuals with disabilities of all ages and disability types. State AT programs offer device demonstration centers, short-term device loan programs, device reutilization programs that redistribute pre-owned equipment at little or no cost, and alternative financing programs with low-interest loans to help people purchase AT. No single application or income threshold applies nationally — services vary by state program.
Bureau of Indian Education, U.S. Department of the Interior
The Bureau of Indian Education Higher Education Grant program provides financial assistance to eligible American Indian and Alaska Native students to pursue undergraduate and graduate degrees at accredited colleges and universities. Awards help cover tuition, fees, books, and living expenses, and are distributed through BIE directly or through federally recognized tribes participating in the program. Students must reapply annually and maintain satisfactory academic progress to retain funding.
U.S. Department of Energy
The Weatherization Assistance Program (WAP) reduces energy costs for low-income households by increasing the energy efficiency of their homes, while ensuring their health and safety. Funded through the DOE, WAP provides services to approximately 35,000 homes per year. Services include insulation, air sealing, HVAC system upgrades, and health and safety improvements.
U.S. Department of the Treasury
ERAP provides financial assistance to low-income renters experiencing hardship due to the COVID-19 pandemic to prevent eviction and housing instability. Funds cover up to 18 months of past-due and prospective rent, utilities, and other qualifying housing costs. Eligible households must earn at or below 80% of area median income and demonstrate COVID-related financial hardship.
U.S. Department of Energy / State Energy Offices
Free or low-cost home energy audits for low-income households are delivered through the Weatherization Assistance Program (WAP), LIHEAP Energy Crisis funding, and state and utility energy efficiency programs. A home energy audit identifies air leaks, insulation deficiencies, inefficient appliances, and heating and cooling problems — providing a prioritized list of improvements that can be addressed through weatherization and retrofit programs. Audit results are used to qualify homes for free energy efficiency upgrades under WAP and other assistance programs.
Department of Education
Need-based federal grant for low and moderate income undergraduate students. Does not need to be repaid. Award amount depends on financial need, cost of attendance, and enrollment status.
U.S. Department of Education
FSEOG provides supplemental grant funding to undergraduate students with exceptional financial need, prioritizing Federal Pell Grant recipients with the lowest Expected Family Contributions. Awards range from $100 to $4,000 per year and do not require repayment. Students must be enrolled at a participating institution and complete the FAFSA.
U.S. Department of Education
Federal Work-Study (FWS) provides part-time employment to undergraduate and graduate students with financial need, enabling them to earn money to help pay education expenses while enrolled at least half-time. Jobs are available on-campus and off-campus, with many off-campus positions at nonprofits, public agencies, or employers providing community services related to the student's field of study. Work-Study wages do not count against the following year's financial aid calculation, preserving aid eligibility.
U.S. Department of State, Bureau of Educational and Cultural Affairs
The Fulbright Program is the U.S. government's flagship international educational exchange, providing grants for U.S. students, scholars, professionals, teachers, and artists to study, teach, and conduct research abroad, and for international participants to do the same in the United States. Student grants typically cover international travel, tuition, a monthly living stipend, and health insurance for one academic year. The program operates in more than 160 countries and is administered by the Institute of International Education (IIE) for student awards.
U.S. Department of Education
GAANN fellowships support doctoral students with exceptional financial need in academic areas of national need including biology, chemistry, computer science, engineering, mathematics, physics, and other Secretary-designated fields. Awards are made to graduate programs at eligible institutions, which then select fellows and administer stipends and tuition assistance. Fellows are typically expected to teach or conduct research as part of their academic preparation, and priority is given to students with exceptional academic merit alongside demonstrated need.
U.S. Department of Housing and Urban Development
HUD's Good Neighbor Next Door program offers law enforcement officers, firefighters, emergency medical technicians, and pre-K through 12th-grade teachers a 50% discount on the list price of eligible HUD-owned single-family homes located in designated revitalization areas. Buyers must commit to living in the purchased home as their sole residence for at least 36 months. Properties are listed weekly on the HUD Homestore website and must be purchased through a registered HUD-approved real estate agent.
U.S. Department of Housing and Urban Development
HOPWA provides housing assistance and supportive services for people living with HIV/AIDS and their families who are at risk of homelessness or residing in substandard housing. Funded services include short-term rent and utility assistance, transitional housing, permanent supportive housing, and case management. Grants are awarded to states, cities, and nonprofit organizations that deliver services directly to clients across the country.
U.S. Department of Housing and Urban Development
The Green and Resilient Retrofit Program (GRRP) provides grants and loans to owners of HUD-assisted multifamily housing to make energy efficiency improvements and climate resilience upgrades that benefit residents in affordable apartment communities. Funded improvements may include HVAC upgrades, insulation, roofing, solar installations, and infrastructure hardening against extreme weather events. Low-income residents in participating HUD-assisted buildings benefit directly through reduced utility costs and improved living conditions without bearing the upfront investment cost.
U.S. Department of Housing and Urban Development
HUD's Housing Counseling Program funds a national network of approved nonprofit agencies to provide free or low-cost counseling on buying a home, renting, avoiding foreclosure, resolving homelessness, and improving financial literacy. Counselors help individuals understand their rights, navigate housing options, and develop sustainable household budgets. Services are available in multiple languages and are open to people of all income levels.