Government assistance programs — housing, food, healthcare, and more. 87 programs available.
Showing 43 programs
Health Resources and Services Administration, U.S. Department of Health and Human Services
The 340B Drug Pricing Program requires pharmaceutical manufacturers participating in Medicaid to sell outpatient drugs at significantly reduced prices to eligible health care organizations (covered entities), which in turn use the savings to expand services or reduce costs for low-income and uninsured patients. Covered entities include FQHCs, Ryan White clinics, disproportionate-share hospitals, and other safety-net providers. Patients receiving care at 340B-covered entities — particularly the uninsured — often benefit from deeply discounted prescription drugs.
U.S. Department of the Treasury / State ABLE Programs
ABLE (Achieving a Better Life Experience) accounts are tax-advantaged savings accounts that allow individuals with qualifying disabilities to save money without losing eligibility for federal means-tested benefits such as SSI and Medicaid, up to a $100,000 balance. Annual contributions up to the gift tax exclusion ($18,000 in 2024) can come from the account owner, family, and friends; withdrawals for qualified disability expenses (housing, education, transportation, health) are tax-free. Starting January 1, 2026, the age-of-onset limit expands from before age 26 to before age 46.
Internal Revenue Service / HealthCare.gov
ACA Premium Tax Credits (also called Premium Tax Credits or PTCs) help low- and middle-income individuals and families afford health insurance purchased through the ACA Marketplace by reducing monthly premium costs. The credit amount is based on household income relative to the Federal Poverty Level — households earning between 100% and 400% of FPL are eligible, and under enhanced provisions through 2025, higher-income households may also qualify. Credits can be applied in advance to reduce monthly premiums or claimed as a lump sum when filing taxes.
Administration for Community Living, U.S. Department of Health and Human Services
The Assistive Technology Act funds a program in every state and territory to increase access to assistive technology (AT) devices and services for individuals with disabilities of all ages and disability types. State AT programs offer device demonstration centers, short-term device loan programs, device reutilization programs that redistribute pre-owned equipment at little or no cost, and alternative financing programs with low-interest loans to help people purchase AT. No single application or income threshold applies nationally — services vary by state program.
Bureau of Indian Education, U.S. Department of the Interior
The Bureau of Indian Education Higher Education Grant program provides financial assistance to eligible American Indian and Alaska Native students to pursue undergraduate and graduate degrees at accredited colleges and universities. Awards help cover tuition, fees, books, and living expenses, and are distributed through BIE directly or through federally recognized tribes participating in the program. Students must reapply annually and maintain satisfactory academic progress to retain funding.
Centers for Medicare & Medicaid Services
CHIP provides low-cost or free health coverage to children in families that earn too much to qualify for Medicaid but cannot afford private insurance, with income eligibility typically ranging from 200% to 300% or higher of the Federal Poverty Level depending on the state. Coverage includes routine check-ups, immunizations, doctor and dental visits, hospital care, lab and X-ray services, and prescription drugs. In some states, CHIP also covers pregnant women and parents of eligible children.
Social Security Administration / Centers for Medicare & Medicaid Services
Extra Help (also called the Low Income Subsidy or LIS) assists Medicare beneficiaries with limited income and resources in paying Medicare Part D prescription drug plan premiums, deductibles, and copays, potentially saving over $5,000 per year. Full Extra Help eliminates the Part D premium (up to the benchmark amount), the deductible, and the coverage gap, with copays of $0–$4.70 for generics and $0–$11.80 for brand-name drugs in 2024. Beneficiaries who receive Medicaid, SSI, or Medicare Savings Program benefits are automatically enrolled.
Department of Education
Need-based federal grant for low and moderate income undergraduate students. Does not need to be repaid. Award amount depends on financial need, cost of attendance, and enrollment status.
U.S. Department of Education
FSEOG provides supplemental grant funding to undergraduate students with exceptional financial need, prioritizing Federal Pell Grant recipients with the lowest Expected Family Contributions. Awards range from $100 to $4,000 per year and do not require repayment. Students must be enrolled at a participating institution and complete the FAFSA.
U.S. Department of Education
Federal Work-Study (FWS) provides part-time employment to undergraduate and graduate students with financial need, enabling them to earn money to help pay education expenses while enrolled at least half-time. Jobs are available on-campus and off-campus, with many off-campus positions at nonprofits, public agencies, or employers providing community services related to the student's field of study. Work-Study wages do not count against the following year's financial aid calculation, preserving aid eligibility.
Health Resources and Services Administration, U.S. Department of Health and Human Services
Federally Qualified Health Centers (FQHCs) are community-based health care providers that receive federal funding to provide primary care services in underserved areas to anyone, regardless of their ability to pay. FQHCs offer comprehensive services including primary care, dental, mental health and substance use disorder services, prenatal care, and pharmacy, on a sliding-fee scale based on income. There are over 1,400 FQHC grantees operating more than 14,000 service delivery sites across the United States, territories, and freely associated states.
U.S. Department of State, Bureau of Educational and Cultural Affairs
The Fulbright Program is the U.S. government's flagship international educational exchange, providing grants for U.S. students, scholars, professionals, teachers, and artists to study, teach, and conduct research abroad, and for international participants to do the same in the United States. Student grants typically cover international travel, tuition, a monthly living stipend, and health insurance for one academic year. The program operates in more than 160 countries and is administered by the Institute of International Education (IIE) for student awards.
U.S. Department of Education
GAANN fellowships support doctoral students with exceptional financial need in academic areas of national need including biology, chemistry, computer science, engineering, mathematics, physics, and other Secretary-designated fields. Awards are made to graduate programs at eligible institutions, which then select fellows and administer stipends and tuition assistance. Fellows are typically expected to teach or conduct research as part of their academic preparation, and priority is given to students with exceptional academic merit alongside demonstrated need.
Health Resources and Services Administration, U.S. Department of Health and Human Services
Healthy Start provides community-based services to reduce infant mortality, improve birth outcomes, and address health disparities for pregnant women, infants, and families in communities with the highest rates of infant mortality and pregnancy-related deaths. Services include prenatal care coordination, health education, interconception care, home visiting, breastfeeding support, substance use screening, and referrals to mental health, domestic violence, and social services. The program operates in more than 100 communities across the United States, with a focus on African American, Native American, and other underserved populations.
Health Resources and Services Administration, U.S. Department of Health and Human Services
The Hill-Burton Program obligates hospitals and other health facilities that received federal construction grants or loans under the Hill-Burton Act to provide free or reduced-cost care to eligible patients. Obligated facilities must offer a certain amount of uncompensated services each year and cannot refuse care to someone unable to pay. To receive Hill-Burton free care, patients must apply and meet income guidelines — typically at or below the HHS Federal Poverty Level guidelines — at a participating facility.