All Programs
231 grants + 85 benefits — 316 programs total. Use AI search to find what fits your situation.
5 programs
U.S. Department of the Treasury / State ABLE Programs
ABLE Accounts
ABLE (Achieving a Better Life Experience) accounts are tax-advantaged savings accounts that allow individuals with qualifying disabilities to save money without losing eligibility for federal means-tested benefits such as SSI and Medicaid, up to a $100,000 balance. Annual contributions up to the gift tax exclusion ($18,000 in 2024) can come from the account owner, family, and friends; withdrawals for qualified disability expenses (housing, education, transportation, health) are tax-free. Starting January 1, 2026, the age-of-onset limit expands from before age 26 to before age 46.
U.S. Department of Energy / State Energy Offices
Energy Audits for Low-Income Households
Free or low-cost home energy audits for low-income households are delivered through the Weatherization Assistance Program (WAP), LIHEAP Energy Crisis funding, and state and utility energy efficiency programs. A home energy audit identifies air leaks, insulation deficiencies, inefficient appliances, and heating and cooling problems — providing a prioritized list of improvements that can be addressed through weatherization and retrofit programs. Audit results are used to qualify homes for free energy efficiency upgrades under WAP and other assistance programs.
Centers for Medicare & Medicaid Services / State Medicaid Agencies
Medicare Savings Programs
Medicare Savings Programs (MSPs) are state Medicaid programs that help low-income Medicare beneficiaries pay for Medicare premiums, deductibles, coinsurance, and copays. The four MSP levels — Qualified Medicare Beneficiary (QMB), Specified Low-Income Medicare Beneficiary (SLMB), Qualifying Individual (QI), and Qualified Disabled Working Individual (QDWI) — each cover different Medicare cost-sharing based on income. QMB participants may not be billed by Medicare providers for cost-sharing, even if the provider doesn't accept Medicaid.
U.S. Department of Education / State Vocational Rehabilitation Agencies
Supported Employment Programs
Supported Employment helps individuals with the most significant disabilities — including intellectual disabilities, autism, traumatic brain injuries, and severe psychiatric disabilities — obtain and maintain competitive integrated employment through ongoing job coaching, customized job development, and workplace supports. Services follow a "place then train" model, focusing on real jobs at real wages alongside nondisabled coworkers before or instead of pre-employment training in segregated settings. Long-term support services are typically funded through Medicaid waiver programs after the initial VR funding period ends.
U.S. Department of Education / State Vocational Rehabilitation Agencies
Vocational Rehabilitation Services
The Vocational Rehabilitation (VR) program provides individualized services to help people with physical, mental, or cognitive disabilities prepare for, obtain, retain, or advance in competitive integrated employment. Funded through the federal Rehabilitation Act and administered by state VR agencies, services can include career counseling, job training, college tuition assistance, assistive technology, transportation, and job placement support. An Individualized Plan for Employment (IPE) is developed collaboratively between the counselor and the individual at no cost.