All Programs

231 grants + 85 benefits — 316 programs total. Use AI search to find what fits your situation.

25 programs

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Internal Revenue Service / HealthCare.gov

ACA Premium Tax Credits

ACA Premium Tax Credits (also called Premium Tax Credits or PTCs) help low- and middle-income individuals and families afford health insurance purchased through the ACA Marketplace by reducing monthly premium costs. The credit amount is based on household income relative to the Federal Poverty Level — households earning between 100% and 400% of FPL are eligible, and under enhanced provisions through 2025, higher-income households may also qualify. Credits can be applied in advance to reduce monthly premiums or claimed as a lump sum when filing taxes.

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Centers for Medicare & Medicaid Services

CHIP — Children's Health Insurance Program

CHIP provides low-cost or free health coverage to children in families that earn too much to qualify for Medicaid but cannot afford private insurance, with income eligibility typically ranging from 200% to 300% or higher of the Federal Poverty Level depending on the state. Coverage includes routine check-ups, immunizations, doctor and dental visits, hospital care, lab and X-ray services, and prescription drugs. In some states, CHIP also covers pregnant women and parents of eligible children.

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U.S. Department of Energy

DOE Weatherization Assistance Program (WAP)

The Weatherization Assistance Program (WAP) reduces energy costs for low-income households by increasing the energy efficiency of their homes, while ensuring their health and safety. Funded through the DOE, WAP provides services to approximately 35,000 homes per year. Services include insulation, air sealing, HVAC system upgrades, and health and safety improvements.

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U.S. Department of Energy / State Energy Offices

Energy Audits for Low-Income Households

Free or low-cost home energy audits for low-income households are delivered through the Weatherization Assistance Program (WAP), LIHEAP Energy Crisis funding, and state and utility energy efficiency programs. A home energy audit identifies air leaks, insulation deficiencies, inefficient appliances, and heating and cooling problems — providing a prioritized list of improvements that can be addressed through weatherization and retrofit programs. Audit results are used to qualify homes for free energy efficiency upgrades under WAP and other assistance programs.

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Social Security Administration / Centers for Medicare & Medicaid Services

Extra Help — Medicare Part D Low Income Subsidy

Extra Help (also called the Low Income Subsidy or LIS) assists Medicare beneficiaries with limited income and resources in paying Medicare Part D prescription drug plan premiums, deductibles, and copays, potentially saving over $5,000 per year. Full Extra Help eliminates the Part D premium (up to the benchmark amount), the deductible, and the coverage gap, with copays of $0–$4.70 for generics and $0–$11.80 for brand-name drugs in 2024. Beneficiaries who receive Medicaid, SSI, or Medicare Savings Program benefits are automatically enrolled.

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Health Resources and Services Administration, U.S. Department of Health and Human Services

Federally Qualified Health Centers

Federally Qualified Health Centers (FQHCs) are community-based health care providers that receive federal funding to provide primary care services in underserved areas to anyone, regardless of their ability to pay. FQHCs offer comprehensive services including primary care, dental, mental health and substance use disorder services, prenatal care, and pharmacy, on a sliding-fee scale based on income. There are over 1,400 FQHC grantees operating more than 14,000 service delivery sites across the United States, territories, and freely associated states.

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Health Resources and Services Administration, U.S. Department of Health and Human Services

Healthy Start Initiative

Healthy Start provides community-based services to reduce infant mortality, improve birth outcomes, and address health disparities for pregnant women, infants, and families in communities with the highest rates of infant mortality and pregnancy-related deaths. Services include prenatal care coordination, health education, interconception care, home visiting, breastfeeding support, substance use screening, and referrals to mental health, domestic violence, and social services. The program operates in more than 100 communities across the United States, with a focus on African American, Native American, and other underserved populations.

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Health Resources and Services Administration, U.S. Department of Health and Human Services

Hill-Burton Free or Reduced-Cost Health Care

The Hill-Burton Program obligates hospitals and other health facilities that received federal construction grants or loans under the Hill-Burton Act to provide free or reduced-cost care to eligible patients. Obligated facilities must offer a certain amount of uncompensated services each year and cannot refuse care to someone unable to pay. To receive Hill-Burton free care, patients must apply and meet income guidelines — typically at or below the HHS Federal Poverty Level guidelines — at a participating facility.

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U.S. Department of Housing and Urban Development

HUD Green and Resilient Retrofit Program

The Green and Resilient Retrofit Program (GRRP) provides grants and loans to owners of HUD-assisted multifamily housing to make energy efficiency improvements and climate resilience upgrades that benefit residents in affordable apartment communities. Funded improvements may include HVAC upgrades, insulation, roofing, solar installations, and infrastructure hardening against extreme weather events. Low-income residents in participating HUD-assisted buildings benefit directly through reduced utility costs and improved living conditions without bearing the upfront investment cost.

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U.S. Department of Health and Human Services

Indian Health Service

The Indian Health Service (IHS) provides a comprehensive health service delivery system for approximately 2.6 million American Indians and Alaska Natives who are members of 574 federally recognized tribes. Services include primary care, dental, behavioral health, substance abuse treatment, pharmacy, and public health nursing, delivered through IHS-operated facilities, tribally operated programs under Self-Determination contracts, and urban Indian health organizations. Health services are provided at no direct cost to eligible patients as a result of treaty obligations and the federal trust responsibility to tribal nations.

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Indian Health Service

Indian Health Service Scholarship Program

The IHS Scholarship Program supports American Indian and Alaska Native students pursuing health professions degrees by covering full tuition, required fees, and a monthly living stipend. Recipients commit to serving in IHS facilities, tribal health programs, or urban Indian organizations for one year per year of support received, with a minimum two-year service obligation.

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U.S. Department of Energy

Inflation Reduction Act High-Efficiency Electric Home Rebate (HEEHRA)

The High-Efficiency Electric Home Rebate Act (HEEHRA) provides point-of-sale rebates for low- and moderate-income households to electrify their homes. Rebates cover heat pumps, heat pump water heaters, electric stoves, clothes dryers, insulation, weatherization, and electrical panel upgrades. Income-qualified households can receive up to $14,000 in rebates.

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U.S. Department of Energy

Inflation Reduction Act Home Energy Rebates (HOMES Program)

The HOMES (Home Owner Managing Energy Savings) Rebate Program provides rebates to homeowners who make whole-home energy efficiency upgrades. The rebate amount is based on modeled or measured energy savings and household income. Low- and moderate-income households can receive higher rebate amounts. Rebates are administered through state energy offices.

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HHS

Low Income Home Energy Assistance Program

Helps low-income households pay for heating and cooling energy costs, energy crises, and weatherization and energy-related home repairs.

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Centers for Medicare & Medicaid Services

Medicaid

Medicaid is a joint federal-state health insurance program that provides free or low-cost comprehensive health coverage to millions of low-income adults, children, pregnant women, elderly adults, and people with disabilities. Coverage includes doctor visits, hospital care, prescription drugs, mental health services, long-term care, and preventive services, with specific benefits varying by state. Eligibility is based on income, household size, and other factors, and in states that expanded Medicaid under the ACA, most adults with income up to 138% of the Federal Poverty Level qualify.

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