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Benefit information is for reference only. Verify eligibility with the issuing agency.
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GrantsBenefitsQuizAbout

Benefits

Government assistance programs — housing, food, healthcare, and more. 87 programs available.

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Showing 19 programs

Benefit information is for reference only. Verify eligibility with the issuing agency.
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Health Resources and Services Administration, U.S. Department of Health and Human Services

340B Drug Pricing Program

The 340B Drug Pricing Program requires pharmaceutical manufacturers participating in Medicaid to sell outpatient drugs at significantly reduced prices to eligible health care organizations (covered entities), which in turn use the savings to expand services or reduce costs for low-income and uninsured patients. Covered entities include FQHCs, Ryan White clinics, disproportionate-share hospitals, and other safety-net providers. Patients receiving care at 340B-covered entities — particularly the uninsured — often benefit from deeply discounted prescription drugs.

Healthcare
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Internal Revenue Service / HealthCare.gov

ACA Premium Tax Credits

ACA Premium Tax Credits (also called Premium Tax Credits or PTCs) help low- and middle-income individuals and families afford health insurance purchased through the ACA Marketplace by reducing monthly premium costs. The credit amount is based on household income relative to the Federal Poverty Level — households earning between 100% and 400% of FPL are eligible, and under enhanced provisions through 2025, higher-income households may also qualify. Credits can be applied in advance to reduce monthly premiums or claimed as a lump sum when filing taxes.

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Centers for Medicare & Medicaid Services

CHIP — Children's Health Insurance Program

CHIP provides low-cost or free health coverage to children in families that earn too much to qualify for Medicaid but cannot afford private insurance, with income eligibility typically ranging from 200% to 300% or higher of the Federal Poverty Level depending on the state. Coverage includes routine check-ups, immunizations, doctor and dental visits, hospital care, lab and X-ray services, and prescription drugs. In some states, CHIP also covers pregnant women and parents of eligible children.

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Social Security Administration / Centers for Medicare & Medicaid Services

Extra Help — Medicare Part D Low Income Subsidy

Extra Help (also called the Low Income Subsidy or LIS) assists Medicare beneficiaries with limited income and resources in paying Medicare Part D prescription drug plan premiums, deductibles, and copays, potentially saving over $5,000 per year. Full Extra Help eliminates the Part D premium (up to the benchmark amount), the deductible, and the coverage gap, with copays of $0–$4.70 for generics and $0–$11.80 for brand-name drugs in 2024. Beneficiaries who receive Medicaid, SSI, or Medicare Savings Program benefits are automatically enrolled.

$5KHealthcare
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Health Resources and Services Administration, U.S. Department of Health and Human Services

Federally Qualified Health Centers

Federally Qualified Health Centers (FQHCs) are community-based health care providers that receive federal funding to provide primary care services in underserved areas to anyone, regardless of their ability to pay. FQHCs offer comprehensive services including primary care, dental, mental health and substance use disorder services, prenatal care, and pharmacy, on a sliding-fee scale based on income. There are over 1,400 FQHC grantees operating more than 14,000 service delivery sites across the United States, territories, and freely associated states.

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Health Resources and Services Administration, U.S. Department of Health and Human Services

Healthy Start Initiative

Healthy Start provides community-based services to reduce infant mortality, improve birth outcomes, and address health disparities for pregnant women, infants, and families in communities with the highest rates of infant mortality and pregnancy-related deaths. Services include prenatal care coordination, health education, interconception care, home visiting, breastfeeding support, substance use screening, and referrals to mental health, domestic violence, and social services. The program operates in more than 100 communities across the United States, with a focus on African American, Native American, and other underserved populations.

Healthcare
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Health Resources and Services Administration, U.S. Department of Health and Human Services

Hill-Burton Free or Reduced-Cost Health Care

The Hill-Burton Program obligates hospitals and other health facilities that received federal construction grants or loans under the Hill-Burton Act to provide free or reduced-cost care to eligible patients. Obligated facilities must offer a certain amount of uncompensated services each year and cannot refuse care to someone unable to pay. To receive Hill-Burton free care, patients must apply and meet income guidelines — typically at or below the HHS Federal Poverty Level guidelines — at a participating facility.

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U.S. Department of Health and Human Services

Indian Health Service

The Indian Health Service (IHS) provides a comprehensive health service delivery system for approximately 2.6 million American Indians and Alaska Natives who are members of 574 federally recognized tribes. Services include primary care, dental, behavioral health, substance abuse treatment, pharmacy, and public health nursing, delivered through IHS-operated facilities, tribally operated programs under Self-Determination contracts, and urban Indian health organizations. Health services are provided at no direct cost to eligible patients as a result of treaty obligations and the federal trust responsibility to tribal nations.

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Indian Health Service

Indian Health Service Scholarship Program

The IHS Scholarship Program supports American Indian and Alaska Native students pursuing health professions degrees by covering full tuition, required fees, and a monthly living stipend. Recipients commit to serving in IHS facilities, tribal health programs, or urban Indian organizations for one year per year of support received, with a minimum two-year service obligation.

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Centers for Medicare & Medicaid Services

Medicaid

Medicaid is a joint federal-state health insurance program that provides free or low-cost comprehensive health coverage to millions of low-income adults, children, pregnant women, elderly adults, and people with disabilities. Coverage includes doctor visits, hospital care, prescription drugs, mental health services, long-term care, and preventive services, with specific benefits varying by state. Eligibility is based on income, household size, and other factors, and in states that expanded Medicaid under the ACA, most adults with income up to 138% of the Federal Poverty Level qualify.

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Centers for Medicare & Medicaid Services

Medicare Parts A, B, C, and D

Medicare is the federal health insurance program for people 65 and older, certain younger people with disabilities, and people with End-Stage Renal Disease or ALS. Part A covers inpatient hospital stays, skilled nursing facility care, hospice, and some home health; Part B covers outpatient medical services, preventive care, and medical equipment; Part C (Medicare Advantage) bundles A and B through private plans; and Part D covers prescription drugs. Most people do not pay a premium for Part A if they or their spouse paid Medicare taxes for at least 10 years.

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Centers for Medicare & Medicaid Services / State Medicaid Agencies

Medicare Savings Programs

Medicare Savings Programs (MSPs) are state Medicaid programs that help low-income Medicare beneficiaries pay for Medicare premiums, deductibles, coinsurance, and copays. The four MSP levels — Qualified Medicare Beneficiary (QMB), Specified Low-Income Medicare Beneficiary (SLMB), Qualifying Individual (QI), and Qualified Disabled Working Individual (QDWI) — each cover different Medicare cost-sharing based on income. QMB participants may not be billed by Medicare providers for cost-sharing, even if the provider doesn't accept Medicaid.

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Health Resources and Services Administration

National Health Service Corps Scholarship Program

The NHSC Scholarship Program pays full tuition, required fees, and a monthly living stipend for health professions students who commit to serving in Health Professional Shortage Areas. Scholars provide one year of full-time clinical service for each year of support received, with a minimum two-year commitment. Eligible disciplines include primary care medicine, dentistry, nursing, and behavioral health.

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Centers for Medicare & Medicaid Services

PACE — Program of All-Inclusive Care for the Elderly

PACE is a Medicare and Medicaid program that provides comprehensive medical and social services to frail elderly individuals (55+) who are certified as needing nursing home-level care but prefer to remain living in the community. PACE organizations provide all covered Medicare and Medicaid services — including primary care, hospital, dental, vision, hearing, prescription drugs, physical therapy, and personal care — through an interdisciplinary team at an adult day health center. There are no coverage gaps or deductibles, and most PACE participants have no monthly premium if they qualify for both Medicare and Medicaid.

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Centers for Medicare & Medicaid Services

Rural Health Clinics

Rural Health Clinics (RHCs) are a CMS-designated provider type that receives enhanced Medicare and Medicaid reimbursement rates to support affordable primary care access in rural shortage areas. RHCs employ teams of physicians, nurse practitioners, and physician assistants and are required to be located in a rural area with a shortage of primary care providers. Patients — including Medicare and Medicaid beneficiaries — benefit from local access to comprehensive primary care services without traveling long distances to urban health centers.

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