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Benefit information is for reference only. Verify eligibility with the issuing agency.
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GrantsBenefitsQuizAbout

Benefits

Government assistance programs — housing, food, healthcare, and more. 87 programs available.

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Showing 33 programs

Benefit information is for reference only. Verify eligibility with the issuing agency.
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Health Resources and Services Administration, U.S. Department of Health and Human Services

340B Drug Pricing Program

The 340B Drug Pricing Program requires pharmaceutical manufacturers participating in Medicaid to sell outpatient drugs at significantly reduced prices to eligible health care organizations (covered entities), which in turn use the savings to expand services or reduce costs for low-income and uninsured patients. Covered entities include FQHCs, Ryan White clinics, disproportionate-share hospitals, and other safety-net providers. Patients receiving care at 340B-covered entities — particularly the uninsured — often benefit from deeply discounted prescription drugs.

Healthcare
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U.S. Department of the Treasury / State ABLE Programs

ABLE Accounts

ABLE (Achieving a Better Life Experience) accounts are tax-advantaged savings accounts that allow individuals with qualifying disabilities to save money without losing eligibility for federal means-tested benefits such as SSI and Medicaid, up to a $100,000 balance. Annual contributions up to the gift tax exclusion ($18,000 in 2024) can come from the account owner, family, and friends; withdrawals for qualified disability expenses (housing, education, transportation, health) are tax-free. Starting January 1, 2026, the age-of-onset limit expands from before age 26 to before age 46.

$100KDisability Support
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Internal Revenue Service / HealthCare.gov

ACA Premium Tax Credits

ACA Premium Tax Credits (also called Premium Tax Credits or PTCs) help low- and middle-income individuals and families afford health insurance purchased through the ACA Marketplace by reducing monthly premium costs. The credit amount is based on household income relative to the Federal Poverty Level — households earning between 100% and 400% of FPL are eligible, and under enhanced provisions through 2025, higher-income households may also qualify. Credits can be applied in advance to reduce monthly premiums or claimed as a lump sum when filing taxes.

Healthcare
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Administration for Community Living, U.S. Department of Health and Human Services

Assistive Technology Act Programs

The Assistive Technology Act funds a program in every state and territory to increase access to assistive technology (AT) devices and services for individuals with disabilities of all ages and disability types. State AT programs offer device demonstration centers, short-term device loan programs, device reutilization programs that redistribute pre-owned equipment at little or no cost, and alternative financing programs with low-interest loans to help people purchase AT. No single application or income threshold applies nationally — services vary by state program.

Disability Support
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Centers for Medicare & Medicaid Services

CHIP — Children's Health Insurance Program

CHIP provides low-cost or free health coverage to children in families that earn too much to qualify for Medicaid but cannot afford private insurance, with income eligibility typically ranging from 200% to 300% or higher of the Federal Poverty Level depending on the state. Coverage includes routine check-ups, immunizations, doctor and dental visits, hospital care, lab and X-ray services, and prescription drugs. In some states, CHIP also covers pregnant women and parents of eligible children.

Healthcare
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Social Security Administration / Centers for Medicare & Medicaid Services

Extra Help — Medicare Part D Low Income Subsidy

Extra Help (also called the Low Income Subsidy or LIS) assists Medicare beneficiaries with limited income and resources in paying Medicare Part D prescription drug plan premiums, deductibles, and copays, potentially saving over $5,000 per year. Full Extra Help eliminates the Part D premium (up to the benchmark amount), the deductible, and the coverage gap, with copays of $0–$4.70 for generics and $0–$11.80 for brand-name drugs in 2024. Beneficiaries who receive Medicaid, SSI, or Medicare Savings Program benefits are automatically enrolled.

$5KHealthcare
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Health Resources and Services Administration, U.S. Department of Health and Human Services

Federally Qualified Health Centers

Federally Qualified Health Centers (FQHCs) are community-based health care providers that receive federal funding to provide primary care services in underserved areas to anyone, regardless of their ability to pay. FQHCs offer comprehensive services including primary care, dental, mental health and substance use disorder services, prenatal care, and pharmacy, on a sliding-fee scale based on income. There are over 1,400 FQHC grantees operating more than 14,000 service delivery sites across the United States, territories, and freely associated states.

Healthcare
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Health Resources and Services Administration, U.S. Department of Health and Human Services

Healthy Start Initiative

Healthy Start provides community-based services to reduce infant mortality, improve birth outcomes, and address health disparities for pregnant women, infants, and families in communities with the highest rates of infant mortality and pregnancy-related deaths. Services include prenatal care coordination, health education, interconception care, home visiting, breastfeeding support, substance use screening, and referrals to mental health, domestic violence, and social services. The program operates in more than 100 communities across the United States, with a focus on African American, Native American, and other underserved populations.

Healthcare
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Health Resources and Services Administration, U.S. Department of Health and Human Services

Hill-Burton Free or Reduced-Cost Health Care

The Hill-Burton Program obligates hospitals and other health facilities that received federal construction grants or loans under the Hill-Burton Act to provide free or reduced-cost care to eligible patients. Obligated facilities must offer a certain amount of uncompensated services each year and cannot refuse care to someone unable to pay. To receive Hill-Burton free care, patients must apply and meet income guidelines — typically at or below the HHS Federal Poverty Level guidelines — at a participating facility.

Healthcare
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Administration for Community Living, U.S. Department of Health and Human Services

Independent Living Centers

Centers for Independent Living (CILs) are consumer-controlled, community-based nonprofit organizations providing services and advocacy that help people with any type of significant disability live independently. The four core services are information and referral, independent living skills training, peer counseling, and individual and systems advocacy. With over 400 CILs nationwide, additional services often include benefits counseling, transition assistance from institutions or nursing homes, housing support, employment help, and assistive technology guidance.

Disability Support
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U.S. Department of Health and Human Services

Indian Health Service

The Indian Health Service (IHS) provides a comprehensive health service delivery system for approximately 2.6 million American Indians and Alaska Natives who are members of 574 federally recognized tribes. Services include primary care, dental, behavioral health, substance abuse treatment, pharmacy, and public health nursing, delivered through IHS-operated facilities, tribally operated programs under Self-Determination contracts, and urban Indian health organizations. Health services are provided at no direct cost to eligible patients as a result of treaty obligations and the federal trust responsibility to tribal nations.

Healthcare
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Indian Health Service

Indian Health Service Scholarship Program

The IHS Scholarship Program supports American Indian and Alaska Native students pursuing health professions degrees by covering full tuition, required fees, and a monthly living stipend. Recipients commit to serving in IHS facilities, tribal health programs, or urban Indian organizations for one year per year of support received, with a minimum two-year service obligation.

Healthcare
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Centers for Medicare & Medicaid Services

Medicaid

Medicaid is a joint federal-state health insurance program that provides free or low-cost comprehensive health coverage to millions of low-income adults, children, pregnant women, elderly adults, and people with disabilities. Coverage includes doctor visits, hospital care, prescription drugs, mental health services, long-term care, and preventive services, with specific benefits varying by state. Eligibility is based on income, household size, and other factors, and in states that expanded Medicaid under the ACA, most adults with income up to 138% of the Federal Poverty Level qualify.

Healthcare
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Centers for Medicare & Medicaid Services

Medicaid HCBS Waivers

Medicaid Home and Community-Based Services (HCBS) waivers allow states to provide long-term services and supports to people with disabilities and older adults in their homes and communities as an alternative to institutional care. Covered services vary by state waiver and may include personal care, respite care, adult day services, supported employment, home modifications, specialized therapies, and case management. Because each state designs its own waiver programs, eligibility rules, available services, and enrollment caps differ significantly across states.

Disability Support
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Centers for Medicare & Medicaid Services

Medicare Parts A, B, C, and D

Medicare is the federal health insurance program for people 65 and older, certain younger people with disabilities, and people with End-Stage Renal Disease or ALS. Part A covers inpatient hospital stays, skilled nursing facility care, hospice, and some home health; Part B covers outpatient medical services, preventive care, and medical equipment; Part C (Medicare Advantage) bundles A and B through private plans; and Part D covers prescription drugs. Most people do not pay a premium for Part A if they or their spouse paid Medicare taxes for at least 10 years.

Healthcare
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